Who we are:Established in Melbourne in 2015, Airwallex is a global payments fintech transforming the way businesses move and manage money domestically and internationally.In today’s fast-changing digital era, our purpose is to empower businesses of all sizes to grow in their own markets and around the world, and by doing so, contribute to the global economy. With technology at our core, we built a proprietary global financial infrastructure platform to help businesses transact, collect and pay in any foreign currency across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system.In just five years since we were founded, Airwallex has grown to become Australia’s fastest-growing fintech unicorn and a well-funded international technology leader backed by world-leading investors. Our leadership, innovation and scale have been recognised and awarded by leading independent authorities, such as listing in Forbes' Cloud 100 2020, and placing in the Top 50 of KPMG’s Global Fintech100 two years in a row. To support our ambitious growth plans, we’re looking to expand our global teams with smart, driven and passionate individuals who are excited about joining our rocketship and taking on the challenge of a lifetime.
Based out of our Amsterdam office, this role will work closely with other members of the regional and global Compliance Operations and related teams to ensure that Airwallex meets all of its Know Your Customer (KYC) and Transaction Monitoring (TM)-related regulatory obligations, in line with our risk appetite and culture of compliance -- all the while helping to ensure that current and future clients have as seamless an onboarding and transaction experience as reasonably possible.
As an early member of the Airwallex EMEA team, you will play a front-line role in ensuring that we maintain strong operational compliance as we scale our commercial efforts in the region. Your overall objective as a Compliance Operations Analyst is to ensure that you provide an effective line of defense against any potential money laundering, terrorist financing, sanctions violation, fraud, or other financial crimes activity that bad actors may try to perpetrate using Airwallex’s solutions. You will be expected to quickly ramp up on our Anti-Money Laundering (AML)/Counter-Terrorist Financing (CTF) obligations and apply a strong attention to detail and sound, objective business judgment as you put our AML/CTF policies and procedures into practice.
Over time, as the EMEA operation grows accordingly, you may be expected to specialize in either KYC or TM Operations, but the ideal candidate will be flexible and intellectually curious enough to execute either function efficiently and effectively.What you'll be doing- Build and continuously improve streamlined processes to manage the end-to-end onboarding and TM process from a financial crimes risk perspective, including case management, identity verification, real-time sanctions screening, and TM alert review and resolution
- Perform Client Due Diligence to evaluate the customer from a compliance perspective and ensure that all established procedures are followed while providing a great customer experience
- Monitor Airwallex’s transactions for any suspicious or unusual activity and ensure any alerts are reviewed and followed up in a timely manner
- Partner with the Airwallex Compliance Lead to ensure Airwallex’s adherence to local and global compliance policies and procedures
- Stay up-to-date on AML-related news and emerging regulatory developments
- Perform period reviews and support audits
About you- Relentlessly curious - Your analytical skills are second to none and the concept of deriving data-driven insights invigorates you but you don’t succumb to analysis paralysis
- Process driven - You enjoy developing, documenting, and following procedures to ensure they are efficient, scalable, and defensible
- A team player - You are a natural in building relationships with your colleagues but you enjoy working independently as much as you enjoy working with a team
- A master prioritizer - You leverage sound judgment to quickly assess all of the tasks at hand and expertly prioritize them
- Inquisitive by nature - You know when to dig a little deeper to get to the bottom of a problem and solve it; in doing so, you ask the right questions necessary to arrive at a sound, risk-based decision
What you'll bring- 2+ years of process-oriented experience requiring meticulous attention to detail and well-honed written and verbal communications; bank or fintech experience strongly preferred
- Relevant knowledge of European AML Directives and subsequent implementations into local laws (e.g. Wwft, Wft)
- Proven track record of managing personal perf